The Bank reserves the right to, at any time and without notice, debit any one or more account(s) of the account holder maintained with the Bank for the purposes of settling these service fees, facility fees and/or othercharges, irrespective of whether there are sufficient available funds, overdraft or credit facilities in the said account(s) and any overdraft or debitbalances resulting therefrom will be subject to the applicable prevailing interest rates and fees.