Before you can think of applying and getting access to this card, it is very important to know whether you are eligible and or not. As per the provider terms, eligible persons are “all resident Indian customers, NRE customers and foreigners who are registered for the net-banking channel access and have at least one valid current / savings account to which they have operating rights over Kotak Net-Banking, can avail of this product”. This means that anyone who falls in the above line category does qualify and is eligible.