Flight Total Protection Plan
Important
This program is valid only if the appropriate plan cost has been received by your travel agency. Please keep this document as your record of coverages.
Transamerica Casualty Insurance Company
Policy Number MZ0911076H0001A
Description of Coverage
Schedule: Expedia, Inc. Maximum Benefit Amount
Section I: Travel Insurance Benefits - Underwritten by Transamerica Casualty Insurance Company
Part A. Travel Arrangement Protection
Trip Cancellation Up To Total Flight Cost
Trip Interruption Up To Total Flight Cost
Part B. Medical Protection
Emergency Evacuation $15,000
Repatriation $15,000
Medical Expense $5,000
Part C. Baggage Protection
Baggage and Personal Effects $1,000
Part D. Travel Accident Protection
Accidental Death & Dismemberment
Air Common Carrier $50,000
Section II: Worldwide Emergency Assistance Services - Provided by On Call International
CareFreeTM Travel Assistance 24/7
Medical Assistance 24/7
Emergency Services 24/7
Section I coverages under Parts A, B, C and D are underwritten by Transamerica Casualty Insurance Company. Section II services are provided by On Call International. The benefits provided in this program are subject to certain restrictions and exclusions. Please read this brochure in its entirety for a description of coverage terms and conditions. Note: Words beginning with capital letters are defined in this text.
Section I: Travel Insurance Benefits Underwritten by Transamerica Casualty Insurance Company
Summary of Coverages
Part A. Travel Arrangement Protection
Trip Cancellation and Trip Interruption Benefits
Pre-Departure Trip Cancellation
We will pay a Pre-Departure Trip Cancellation Benefit, up to the amount in the Schedule, for non-refundable cancellation charges imposed by the Policyholder, if you are prevented from taking your Covered Trip due to your, an Immediate Family Member’s, Traveling Companion’s, or Business Partner’s Sickness, Injury or death or Other Covered Events as defined, that occur(s) before departure on your Covered Trip. The Sickness or Injury must: a) commence while your coverage is in effect under the plan; b) require the examination and treatment by a Physician at the time the Covered Trip is canceled; and c) in the written opinion of the treating Physician, be so disabling as to prevent you from taking your Covered Trip.
Pre-Departure Trip Cancellation Benefits
We will reimburse you, up to the amount in the Schedule, for the amount of prepaid, non-refundable and unused Payments or Deposits that you paid for your Flight.
Note: As respects air cancellation penalties, you will be covered only for air arrangements booked through the Policyholder and flights connecting to such air arrangements booked through the Policyholder. We will not pay benefits for cancellation charges imposed on any other air arrangements you may book on your own.
Post-Departure Trip Interruption
We will pay a Post-Departure Trip Interruption Benefit, up to the amount in the Schedule, if due to your, an Immediate Family Member’s, Traveling Companion’s, or Business Partner’s, Sickness, Injury or death or Other Covered Events as defined: 1) your arrival on your Covered Trip is delayed; or 2) you are unable to continue on your Covered Trip after you have departed on your Covered Trip. For item 1) above, the Sickness or Injury must: a) commence while your coverage is in effect under the plan; b) for item 2) above, commence while you are on your Covered Trip and your coverage is in effect under the plan; and c) for both items 1) and 2) above, require the examination and treatment by a Physician at the time the Covered Trip is interrupted or delayed; and d) in the written opinion of the treating Physician, be so disabling as to delay your arrival on your Covered Trip or to
prevent you from continuing your Covered Trip.
Post-Departure Trip Interruption Benefits
We will reimburse you, less any refund paid or payable, for the following:
the additional transportation expenses by the most direct route from the point you interrupted your Covered Trip: a) to the next scheduled destination where you can catch up to your Covered Trip; or (b) to the final destination of your Covered Trip;
the additional transportation expenses incurred by you by the most direct route to reach your original Covered Trip destination if you are delayed and leave after the Scheduled Departure Date. However, the benefit payable under (1) and (2) above will not exceed the cost of a one-way economy air fare by the most direct route less any refunds paid or payable for your unused original tickets.
In no event shall the amount reimbursed under Trip Cancellation or Trip Interruption exceed the amount you prepaid for your Flight.
Important: You, your Traveling Companion and/or your Immediate Family Member booked to travel with you must be medically capable of travel on the day you purchase this coverage. The covered reason for cancellation or inter
飞行总保护计划重要这个程序是仅在适当计划成本一直以来深受你们旅行社时才有效。请保持此文档作为您的记录的覆盖面。泛美伤亡保险公司策略编号 MZ0911076H0001A覆盖范围的说明附表 ︰ expedia 最高补助金金额 第一节 ︰ 旅行保险福利-由泛美伤亡保险公司承保部分 A.旅行安排保护旅程取消到总飞行成本旅行中断到总飞行成本 部分 B.医疗保护紧急疏散 $15,000遣返 $15,000医疗费用 $5,000 部分 C.行李保护行李和个人影响 $1,000 部分 D.旅行意外保护意外身故及残疾保障航空承运 $50,000 第二节 ︰ 全球紧急援助服务-呼吁国际上提供的CareFreeTM 旅行援助 24/724/7 的医疗援助应急服务 24/7第一节部分 A 下的覆盖面,B、 C 和 D 由泛美伤亡保险公司承保。第二节服务由打电话给国际提供。在这个程序中提供的福利受到一定的限制和排除。请阅读本手册有关的保险条款和条件说明其全部内容。注 ︰ 词语开头的字母在这个文本中定义的资本。第一节 ︰ 旅行由泛美伤亡保险公司承保的保险福利Summary of CoveragesPart A. Travel Arrangement ProtectionTrip Cancellation and Trip Interruption BenefitsPre-Departure Trip CancellationWe will pay a Pre-Departure Trip Cancellation Benefit, up to the amount in the Schedule, for non-refundable cancellation charges imposed by the Policyholder, if you are prevented from taking your Covered Trip due to your, an Immediate Family Member’s, Traveling Companion’s, or Business Partner’s Sickness, Injury or death or Other Covered Events as defined, that occur(s) before departure on your Covered Trip. The Sickness or Injury must: a) commence while your coverage is in effect under the plan; b) require the examination and treatment by a Physician at the time the Covered Trip is canceled; and c) in the written opinion of the treating Physician, be so disabling as to prevent you from taking your Covered Trip.Pre-Departure Trip Cancellation BenefitsWe will reimburse you, up to the amount in the Schedule, for the amount of prepaid, non-refundable and unused Payments or Deposits that you paid for your Flight.Note: As respects air cancellation penalties, you will be covered only for air arrangements booked through the Policyholder and flights connecting to such air arrangements booked through the Policyholder. We will not pay benefits for cancellation charges imposed on any other air arrangements you may book on your own.Post-Departure Trip InterruptionWe will pay a Post-Departure Trip Interruption Benefit, up to the amount in the Schedule, if due to your, an Immediate Family Member’s, Traveling Companion’s, or Business Partner’s, Sickness, Injury or death or Other Covered Events as defined: 1) your arrival on your Covered Trip is delayed; or 2) you are unable to continue on your Covered Trip after you have departed on your Covered Trip. For item 1) above, the Sickness or Injury must: a) commence while your coverage is in effect under the plan; b) for item 2) above, commence while you are on your Covered Trip and your coverage is in effect under the plan; and c) for both items 1) and 2) above, require the examination and treatment by a Physician at the time the Covered Trip is interrupted or delayed; and d) in the written opinion of the treating Physician, be so disabling as to delay your arrival on your Covered Trip or toprevent you from continuing your Covered Trip.Post-Departure Trip Interruption Benefits We will reimburse you, less any refund paid or payable, for the following:the additional transportation expenses by the most direct route from the point you interrupted your Covered Trip: a) to the next scheduled destination where you can catch up to your Covered Trip; or (b) to the final destination of your Covered Trip;the additional transportation expenses incurred by you by the most direct route to reach your original Covered Trip destination if you are delayed and leave after the Scheduled Departure Date. However, the benefit payable under (1) and (2) above will not exceed the cost of a one-way economy air fare by the most direct route less any refunds paid or payable for your unused original tickets.In no event shall the amount reimbursed under Trip Cancellation or Trip Interruption exceed the amount you prepaid for your Flight.Important: You, your Traveling Companion and/or your Immediate Family Member booked to travel with you must be medically capable of travel on the day you purchase this coverage. The covered reason for cancellation or inter
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