One way for Viet Nam to increase its financial inclusion is to diversify the providers of digital financial services and to strengthen the knowledge-sharing surrounding its financial inclusion initiatives.As such, technological innovation within the financial sector, commonly known as Fintech, is perhaps the most promising way to advance financial inclusion. This has been proven by the record of US$4.4 billion invested in Viet Nam fintech market in 2017, which is expected to reach US$7.8 billion by 2020