Therefore, as the business continues to expand, increasing the size of credit card customers, the risk is also increasing.
3.7 lack of professional talent
to now, our country commercial bank really familiar with consumer credit business of the staff is not much, of consumption credit related financial knowledge and also know little about, and Bank of consumer credit business operation specification and inadequate training, risk consciousness weak, an urgent need to to strengthen their professional training, cultivate a high level of specialized teams to.