The system is mainly composed of a point management system and at least one action information device, the point management system can manage at least one user's digital points account, can transfer points between different digital points accounts, and can encode the specified number of digital points as a number of points bar code, and the number of points bar code recorded in a smart point card, Smart points card can be set to the use of bearer or nameless, when used by name, the user can use the smart point card directly to exchange goods or transactions, when used by name, the user can save the number of digital points can be given to other users, and limit the use of points to limit the use of points, to limit the use of points, to avoid the use of digital points are improperly used
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