The EzyCash/EzyCash-i Monthly Instalment is computed as the approved amount divided by
six (6) months EzyCash/EzyCash-i Instalment Period. In the event Cardmember fails to pay
the monthly instalment in full, the interest rate of 18% per annum will be charged on the
remaining balance instalment unpaid on the due date until the instalment is settled in full.