Suppose market interest rates are p

Suppose market interest rates are projected to rise significantly. Does Rhinestone appear to face significant losses due to liquidity risk? Due to interest rate risk?

Rhinestone would not be able to immediately adjust the rates charged on Loans and longer-term securities as they are not re-priced until they mature, which will only take place in the longer term.
Unfortunately, all but $70 million of its $630 million in total assets (i.e., 11.11%) are longer term,
inflexible assets whose interest yields cannot be adjusted as rapidly as the interest rates to be paid out on the bank’s liabilities.
Since only 11.11% of TA can be re-priced at a higher rate while 65.08% of liabilities will be re-priced immediately at a higher cost, the bank’s earnings will decline.

結果 (中文) 1:

假设市场利率预计将大幅上升。水钻似乎面临流动性风险重大的损失?由于利率风险吗?水钻不能够立即调整利率贷款和长期证券，它们不重新定价，直到他们成熟，这才将在更长的时间内发生。不幸的是，除了美元 7000 万的其 $ 6 亿 3000 万总资产 (即，11.11%) 都很长远，不灵活的资产的利息收益率不能象利率对银行的负债赚钱一样迅速调整。因为只有 11.11%的塔可以重新定价更高的速度，而 65.08%的负债将会重新定价立即成本较高，银行的收益将会下降。

結果 (中文) 2:

假设市场利率预计将显著上升。难道水钻似乎面临因流动性风险显著的损失？由于利率风险？水钻将无法立即调整收取贷款和长期债券的利率，因为他们没有重新定价，直到他们成熟，这只会发生在较长时期内，不幸的是，几乎$ 70它的$ 6.3亿总资产（即11.11％）是较长期的，千万不灵活的资产，其利息收益不能作为迅速调整利率将支付对银行的负债。由于只有11.11％的TA可以重新-priced率较高，而负债的65.08％，将立即以较高的成本重新定价，银行的盈利将下降。

結果 (中文) 3:

假设市场利率预计将大幅上升。没有莱茵似乎面临由于流动性风险的重大损失？由于利率风险？

水钻不能立即调整利率收取贷款和长期证券，因为他们不重新定价，直到他们成熟，这只会发生在长期
不幸，但6亿3000万美元的总资产（即11.11%）的7000万美元是长期的，不灵活的资产，其利息收益率不能被调整为迅速支付的利息，银行的负债，因为只有11.11%的助教可以重新定价，而65.08%的负债将重新定价，立即以更高的成本，该行的盈利将下降。