Trade and financial credits and
loans may be granted to a borrower
by one creditor and/or lender or a
group of creditors and/or lenders
(syndicated trade or financial credit
or loan). Foreign credit operations
also include subordinated credits
and loans, deposits with maturity
up to one year contracted between
a bank and a foreign bank where the
creditor bank credits the account of
the debtor bank, short-term bank
credit lines with the term of repayment
of up to one year, imports and
exports of goods or services which
are considered as foreign credit
operations under the terms of said
Law and other operations having
the characteristics of foreign credit
operations.