In Table 2, we present summary statistics of firm-specific and transaction-level variables for all major regression samples used in the paper. We start with our loans sample from DealScan. On this basis, we generate the firm-loan-years sample which contains only years in which a given firm received at least one loan. Next, we construct the Compustat sample by using Compustat to add observations on years in which firms did not receive any loans. Finally, we use SDC IPO data to generate our IPO sample.