An international transaction fee applies to all purchases, cash advances or transactions that are converted, from foreign currencies to the Australian dollar, or where a transaction is made in Australian dollars but the merchant accepting the card is overseas.
The conversion fee for these transactions are:
MasterCard® and Visa - 3.00%
American Express® - 2.00% (plus a currency conversion factor of 1.50% which is included in the converted transaction amount).
Transactions made overseas but in Australian dollars - 3.00%.
Depending on your needs, you may want to consider using our Travel Money Card to avoid the international transaction fee.
For more info, please refer to our fees and charges for credit cards.