We notice that your above account shows a nil balance.as it is our normal practice not to maintain an account with a nil balance,we shall proceed to close it after the expiry of 3 months from the date of this letter unless your account is activated. We urge you to have your account activated.however,if we close your account,we shall be pleased to arrange the opening of a new one for you upon your written request. We are looking forward to continue to provide our service to you.