If the data year is classified into a specific insurance company, the variable value is 1, otherwise it is 0. The variable financial control is 1 and non-financial control is 0.
If the data year is divided into a particular insurance company, the variable value is 1, otherwise it is 0. The variable gold control is 1 and non-gold control is 0.
If the data year is divided into a specific insurance company, the variable value is 1, otherwise it is 0. The variable is 1 for financial holding and 0 for non financial holding.<br>