• The most common loan payment patt

• The most common loan payment pattern used in real estate finance during the post
depression era, and one which is still very prevalent today, is the fully amortizing,
constant payment mortgage (CPM). (Amortization means the process of loan
repayment over time.)
• The CPM loan payment pattern is used most extensively in financing single family
residences and, to a lesser extent, income-producing properties such as multifamily
apartment complexes and shopping centers.
• This payment pattern means simply that a level, or constant, monthly payment is
calculated on an original loan amount at a fixed rate of interest for a given term.
• Each monthly payment includes interest and some repayment of principal. At the end
of the term of the CPM loan, the original loan amount, or principal, is completely
repaid, or has been fully amortized.
• The lender has earned and the borrower has paid a fixed rate of interest on the monthly
loan balance.

結果 (中文) 2:

•岗位期间房地产金融中最常用的贷款支付方式
萧条时代，一个今天这仍然是非常普遍，是完全摊销，
不断支付抵押贷款（CPM）。（摊销是指贷款的过程中
偿还随着时间的推移。）
•在CPM贷款的支付模式是最广泛使用的单户融资
住宅，以及在较小的程度上，产生收入的财产，如多户
公寓楼和购物中心。
•此付款模式只是意味着一个级别，或不变，每月支付
的原始贷款金额在一个给定的长期固定利率计算。
•每个每月支付包括利息和本金的偿还一些。在结束
了CPM贷款，原贷款金额或本金的期限，是完全
偿还，或者已经完全摊销。
•贷款人赢得了与借款人已支付的固定利率对每月的
贷款余额。

結果 (中文) 3:

在房地产金融中最常见的贷款支付方式大萧条时期，一个还很盛行的今天，是完全摊销，定支付抵押贷款（CPM）。（摊销意味着贷款的过程随着时间的推移偿还。）•CPM贷款支付模式中应用最为广泛的融资渠道单一的家庭住宅和，在较小的程度上，产生收入的性质如多公寓复合物和购物中心。这种付款方式意味着一个水平，或固定的，每月付款按给定期限固定利率计算的原始贷款额。每月支付包括利息和本金还款。最后对CPM的原贷款期限，贷款金额，或主，完全是偿还，或已完全摊销。贷款已赚，借款人按月支付固定利率贷款余额。