36% of young Singaporeans have no s

36% of young Singaporeans have no savings
Aug 15, 2014
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A number of Singaporeans within the age of 20 to 35 years old have zero savings, revealed a survey by EnjoyCompare.com as reported in the media.

According to the report, 36 percent of the respondents have no savings, while a quarter have put aside less than $6,000 for rainy days. In comparison, those in their parents’ age bracket have an average savings of $60,000.

“These are shocking figures,” said Mark Hall at the Singapore-based financial portal.

“There’s so little money going into investment or savings that some people are finding themselves rapidly up to their necks when they hit troubled times.” Without a contingency fund, some may even lose their homes if they become unemployed.

“The current generation are seemingly living for the day and spending their money rather than putting some aside for when it might be needed. This is endemic of what’s rapidly becoming known as the ‘renting generation’, who would rather not save money for a mortgage, pension or even for emergencies,” he explained.

In fact, 80 percent of the people surveyed had spent money they could have saved for a housing loan deposit, and about 33 percent are planning to purchase a residential property instead of renting.

In terms of expenses, the average Singaporean graduate spends 40 percent of their wage on rent, while another nine percent goes to student loan repayments.



Muneerah Bee, Senior Journalist at PropertyGuru, edited this story. To contact her about this or other stories email [e-mail]

結果 (繁體中文) 1:

36%的年輕新加坡人沒有任何積蓄2014 年 8 月 15 日table_add 評論 email_go 電子郵件向朋友分享書簽 & 分享大量的新加坡人在 20 到 35 歲老有零儲蓄等內透露 EnjoyCompare.com 作為媒體的報導的一項調查。根據該報告，36%的受訪者沒有儲蓄，而四分之一有撇開小於 6,000 美元為陰雨天。相比之下，那些在他們父母的年齡段有 60000 美元的平均儲蓄。"這些都是令人震驚的數位，"馬克霍爾說在新加坡的金融入口網站。"有這麼少的錢去投資或儲蓄一些人都發現自己迅速到脖子當他們擊中困擾倍."沒有應急基金，有些甚至可能失去家園，如果他們成為失業。"當前一代是看似活在那日子和花他們的錢而不是把一些放在一邊，當可能需要它。他解釋說，這是地方性的迅速成為所謂 '租賃的一代'，不想儲存為抵押貸款的錢，養老或即使情況緊急。事實上，80%接受調查的人花了他們已經攢的錢申請房屋貸款存款和約 33%打算購買而不是出租的住宅物業。在支出方面，平均新加坡畢業生房租，花他們工資的 40%，而另有 9%去償還學生貸款。 在 PropertyGuru，Muneerah 蜜蜂，資深記者編輯這個故事。要聯繫的她對此或其他故事電子郵件 [e-mail]

結果 (繁體中文) 2:

年輕的新加坡人36％的人沒有積蓄
2014年8月15日
table_add評論email_go E-mail給朋友分享書籤及分享的20至35歲具有零儲蓄年齡內的一些新加坡人，揭示了調查EnjoyCompare.com報導在媒體上，根據該報告，36％的受訪者沒有儲蓄，而一季度已經拋開低於6000元的陰雨天。相比之下，那些在他們父母的年齡段的平均節省60,000美元。“這是令人震驚的數字，”馬克霍爾說，在新加坡的金融門戶網站。“有這麼少的錢進入投資或儲蓄，有些人發現自己迅速上升時，他們打亂世。他們的脖子“沒有一個應急基金，有的甚至失去了自己的家園，如果他們失業。“目前這一代的生活看似的一天，花自己的錢，而不是把一些預留的時候它可能是需要的。這就是流行什麼迅速成為被稱為了“租賃一代”，誰不願意攢錢抵押貸款，養老甚至緊急情況，“他解釋說。事實上，80％的受訪人花了錢，他們可以有積攢了住房貸款定金，大約33％的人計劃購買租用的住宅物業，而不是。在費用方面，一般新加坡人研究生花費40％的租金工資，而另外百分之九去學生貸款的還款。Muneerah蜜蜂，在PropertyGuru資深記者，編輯的這個故事。要聯繫她對這個或其他的故事電子郵件[e-mail]