Fig. 3 and Table 4 show the unmediated structural model results with the ˇ values of all path coefficients. We found that performance risk (ˇ = −0.160, t-statistic = 2.328, p < 0.05), psychological risk (ˇ = −0.177, t-statistic = 2.643, p < 0.01), financial risk(ˇ = −0.167, t-statistic = 2.270, p < 0.05), and online payment risk(ˇ = −0.201, t-statistic = 2.967, p < 0.01) negatively affect purchase intention. However, we could not find a significant influence either from the social risk (ˇ = −0.121, t-statistic = 1.638, n.s.) or delivery(ˇ = −0.063, t-statistic = 0.905, n.s.) risk. The R2 for purchase intention was 0.29, reflecting that the variation in the given risk factors explains 29% of the total variance of consumer purchase intention.