Negotiating a consumer loan is not

Negotiating a consumer loan is not always straightforward. One form of loan is the discount installment loan, which works as follows. Suppose a loan has a face value of $1,000, the interest rate is 15%, and the duration is 18 months. The interest is computed by multiplying the face value of $1,000 by 0.15, to yield $150. That figure is then multiplied by the loan period of 1.5 years to yield $225 as the total interest owed. That amount is immediately deducted from the face value, leaving the consumer with only $775. Repayment is made in equal monthly installments based on the face value. So the monthly loan payment will be $1,000 divided by 18, which is $55.56. This method of calculation may not be too bad if the consumer needs $775 dollars, but the calculation is a bit more complicated if the consumer needs $1,000. Write a program that will take three inputs: the amount the consumer needs to receive, the interest rate, and the duration of the loan in months. The program should then calculate the face value required in order for the consumer to receive the amount needed. It should also calculate the monthly payment.

結果 (中文) 1:

谈判的消费者贷款并不总是直截了当。贷款的一种形式是折扣分期付款贷款，工作原理如下。假设贷款有面值为 1000 美元，利息率是 15%，持续时间为 18 个月。面值为 1000 美元乘以 0.15，产量 150 美元计算的利息。这一数字然后乘以贷款期限为 1.5 年，产量 225 美元作为所欠的利息总额。这一数额立即扣除票面价值，消费者留下仅 775 美元。基于面值相等每月分期付款偿还。所以房贷月供将为除以 18，这是美元 55.56 的 1000 美元。这种计算方法可能不会太糟糕，如果消费者需要 775 美元，但如果消费者需要 $1,000 的计算是比较复杂一点。写一个程序，将采取三个输入︰ 消费者的需求，收到的金额、 利率和几个月的贷款期限。程序应该然后计算面值需要为了使消费者获得所需的数额。它也应计算的每月付款。

結果 (中文) 3:

谈判一个消费贷款并不总是简单的。贷款的一种形式是分期贷款，其工作内容如下。假设一笔贷款面值为1000美元，利率为15%，且持续时间为18个月。利息计算的面值为1000美元，0.15，收益为150美元。该数字随后被乘以1.5年的贷款期限，以产生225美元的总利息所欠。该金额立即从票面价值中扣除，留给消费者的只有775美元。还款是以相等的每月分期付款的基础上的票面价值。因此，每月的贷款支付将是1000美元除以18，这是55.56美元。这种方法的计算可能不会太糟糕，如果消费者需要775美元，但计算是一个有点复杂，如果消费者需要1000美元。写一个程序，将采取三个输入：消费者需要得到的金额，利率，以及在几个月的贷款期限。该程序应计算所需的面值，以便为消费者接收所需的金额。它也应该计算每月付款。