AYA Bank (ဧရာ၀တီဘဏ္)
Hire Purchase ၿဖင္႔ ၀ယ္ယူရန္လိုအပ္ခ်က္မ်ား
• လိုင္စင္ဓါတ္ပုံ ( ၁ )ပုံ (ကာလာပုံ၊( ၆ )လအတြင္းရိုက္ေသာပုံ)
• မွတ္ပုံတင္ copy ၊ သန္းေခါင္စာရင္း copy ။
• ရပ္ကြက္ေထာက္ခံစာ( ေနထိုင္ေၾကာင္း)မူရင္း ၊ ရဲစခန္းေထာက္ခံစာ ( ၿပစ္မႈကင္းရွင္းေၾကာင္း)မူရင္း။
• အငွား၀ယ္ယူလိုေသာ ပစၥည္း၏အေရာင္းေျပစာ(Invoice)။
• Hire Purchase Application Form။
• အငွား၀ယ္ယူစနစ္အတြက္တင္သြင္းရမည္႔ အာမခံ ပစၥည္းမ်ား။
(က)မေရြ႔မေျပာင္းႏိုင္ေသာ ပစၥည္းမ်ား၊ ေၿမႏွင္႔အေဆာက္အဦး။
(ခ) အငွား၀ယ္မည္႔သူ ၏ အပ္ေငြစာရင္းမ်ား။
(ေငြစုဘဏ္စာရင္း၊အပ္ေငြစာရင္းမ်ား)
Hire Purchase ၿဖင္႔၀ယ္ယူရန္ အတိုးႏႈန္းတြက္ခ်က္ပုံမ်ား
• Down Payment 30% (အာမခံပစၥည္းလို) (or) 50%(အာမခံပစၥည္းမလို)
• Rental Fees 9.5% ( for HP Amount )
• Service Charges 1% ( for 1 year ) 2% ( 1year above)(Total car price)
• P.O. Commission 0.1% of total car price
• Document Fees 1000 Kyats
• Account opening 10000 Kyats
Calculation of one month payment
Interest per month = (HP Amt x 9.5 % x no: of year) / no: of months
Monthly installment Amt = (HP Amt x 9.5 % x no: of year)+ principal Amt / no: of months
AYA Bank
Need of Hire Purchase Docuements
• License Photo ( 1 ) (with color photo take within 6 months)
• NRC copy ၊ House hold copy
• Residence recommendation from local authorities(Legal original)
• Police Recommendation (criminal clearance from police station)
• Sales Invoice
• Hire Purchase Application Form။
• Collaterals
Calculation of Hire Purchase
1. Down Payment 30% (Need Collateral) (or) 50%(No need collateral) 2. Rental Fees 9.5% ( for HP Amount )
3. Service Charges 1% ( for 1 year ) 2% ( 1year above)(Total car price)
4. P.O. Commission 0.1% of total car price
5. Document Fees 1000 Kyats
6. Account opening 10000 Kyats
Calculation of one month payment
Interest per month = (HP Amt x 9.5 % x no: of year) / no: of months
Monthly installment Amt = (HP Amt x 9.5 % x no: of year)+ principal Amt / no: of months