This came quickly, but it’s a testament to the work the executive team, the board and the group have done around succession planning. Beyond me, if you look at the announcements over the summer and in the fall here, the CEO of the bank, Duke [Dayal], he became CEO in the U.K. Then [Juan Carlo] Alvarez, who was the CFO at Santander Consumer, he moved over as CFO of Santander Bank and the holding company. That gets back to talent assessment and talent planning. I think the group has done an exceptional job of that.